5973 Terrace Park DRIVE N, #111, St. Petersburg, FL, 33709 | $185,000

Just 5 miles from one of the best beaches in the state, this completely renovated 2 BR/2Bath First floor condo is waiting for you in a well maintained community full of friendly faces! Whether it's a vacation condo or a retirement home you need, this affordable option won't last long. The open floorplan and lovely remodel will draw you in with luxury vinyl plank flooring. Kraft Maid all wood modern cabinetry, quartz countertops, elegant bathrooms with onyx and rain tree shower in the master. The master bedroom features a walk in closet with storage cabinetry. Second bedroom features a Murphy bed and abundant first quality built-in storage. This clean and bright end unit includes newer appliances, in-unit washer and dryer, a screened porch, and newer hurricane windows with transferable warranty. There are just too many upgrades to mention in this well cared for home! Covered parking is just steps from the front door. The 55+ community boasts 6 pools, two clubhouses, dozens of activities and a serene atmosphere. HOA includes internet, cable, heat, gas, water, sewer, trash, and more. Shopping and dining are close and the St Petersburg area communities are a delight to explore with festivals, a lively art commnuity and a vibrant beach scene. Don't miss out on this chance to live in a one-of-a kind home and enjoy the beautiful area! No Homestead 2024.

Features

  • Elevator: Y
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: TERRACE PARK OF FIVE TOWNS
  • Year Built: 1980
  • Approx Sq. Feet: 985
  • Acreage: 1
  • Est. Taxes: $917
  • Condo Fee: $355 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
  • MLS#: U8252467
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/U8252467/5973terraceparkdriven_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/12/2024 6:17:08 PM)
Listing courtesy of COASTAL PROPERTIES GROUP   Phone: 727-493-1555

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5973 Terrace Park DRIVE N, #111, St. Petersburg, FL, 33709

$185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $148,000 $148,000 $148,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.412%
Monthly Tax Payment $76 $76 $76
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,010 $984 $1,259
Total Monthly Payment $1,161 $1,135 $1,410

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.