One or more photo(s) has been virtually staged. Enjoy privacy on this huge waterfront lot, and experience the best of fishing and boating from this Punta Gorda gem! Boasting over 200 ft of concrete seawall along the serene shores of Shell Creek, this property offers direct access to the open waters of the Peace River, Charlotte Harbor, Myakka River, Boca Grande, and the Gulf of Mexico – with NO BRIDGES obstructing your journey. Set on a generous . 88-acre waterfront lot, this classic mid-century home has been tastefully updated. Step inside to discover an open, split-floor plan that seamlessly combines comfort and style. The expansive Living/Great Room features large windows that frame views of the waterfront. The Primary Bedroom, with its French doors leading to a wrap-around screened lanai, offers picturesque views of the tranquil setting, and the updated Ensuite Bath is a highlight, featuring a gorgeous claw-foot bathtub, pedestal sink and a spacious tiled shower with bench. The second and third bedrooms are both generously sized and include cedar walk-in closets and elegant wood plank ceilings. They share an updated bathroom with a tiled shower and a cedar linen closet. Beautiful archways frame the large L-shaped Kitchen and Dining area that is perfect for versatile dining and entertaining. The kitchen has been totally redesigned and updated with new cabinets, countertops, tile backsplash, and stainless appliances, and it provides access to both the rear screened lanai and front porch, meaning seamless entertaining opportunities. Additional features include TILE FLOORING THROUGHOUT, new HURRICANE IMPACT WINDOWS, an updated breaker panel, and new AIR CONDITIONER and METAL ROOF installed in 2017. With three tankless water heaters (two installed and a third as backup), you will never run out of hot water. The attached two-car garage includes an adjoining shed, ideal for a workshop or outdoor equipment, and the spacious property includes ample room for parking recreational vehicles or watercraft. The fully fenced yard, complete with irrigation via city water, enhances the mature landscaping and creates a park-like atmosphere. Conveniently located near downtown Punta Gorda, shopping, dining, medical facilities, I-75, and nearby airports, this home offers both charm and practicality. Don’t miss out—view the virtual tour for a 3D look at the floorplan and see for yourself why this move-in ready charmer is a must-see!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $317 | $317 | $317 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,890 | $3,711 |
Total Monthly Payment | $3,336 | $3,299 | $4,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.