Welcome to your dream home! This 2024 custom-built gem sits on a secluded 1/4 acre lot, offering privacy. Boasting 2Br/2Ba, this residence features 9' flat ceilings throughout, accentuating its spaciousness. The open floor plan seamlessly connects the kitchen, complete with a 4-seat breakfast bar, to the dining and living areas. Step through 3 sliding glass doors onto the expansive screened back porch, perfect for entertaining or enjoying serene moments. With 1248 sq. ft. under roof and 1003 sq. ft. H/C, this home provides ample space for comfortable living. Pamper yourself in the custom-tiled bathrooms featuring elegant glass shower doors. Convenience is key with a separate laundry/pantry utility room. Located blocks from a public boat ramp for easy access to Lake Ida, and offering a convenient commute to Gainesville, Ocala, Daytona, Jacksonville, and St. Augustine, this home ensures relaxation and accessibility. Landscaped and move-in ready, seize this opportunity today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $7 | $7 | $7 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,418 | $1,382 | $1,769 |
Total Monthly Payment | $1,500 | $1,464 | $1,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.