This charming home, located in a quiet, established residential neighborhood in beautiful Beaufort, SC, offers an array of updates and amenities that ensure comfort, convenience, and cozy living. Enjoy peace of mind with updated electrical and plumbing systems, ensuring reliability and safety for years to come. The 2018HVAC system provides efficient heating and cooling, while all new windows enhance energy efficiency and comfort. The property features seamless gutters with leaf guards installed just six months ago for maintenance-free exterior care. The expansive yard is perfect for pets and children, featuring great soil for gardening enthusiasts, with an orange tree and banana plants in the backyard. Security lights installed around the house add an extra layer of safety This home's prime location offers numerous highlights, including proximity to the Spanish Moss Trail, ideal for fishing, biking, and leisurely walks. A quick walk to town provides easy access to shopping, the grocery store, and local government offices on Ribault. The property is conveniently situated just 3 miles from the hospital, with schools nearby. The area is golf cart-friendly and pet-friendly, enhancing the community's welcoming atmosphere. Discover the perfect blend of cozy updates, spacious outdoor living, and a prime location. This home is a must-see for anyone looking to settle in the heart of Beaufort with easy access to nature and town amenities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $248 | $248 | $248 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,834 | $2,328 |
Total Monthly Payment | $2,159 | $2,157 | $2,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.