THE MOMENT YOU DRIVE UP. . . your heart begins to quicken. This home has an unexpected charm, a welcoming, well-kept appearance. Towering oak trees shade the front yard. The cul-de-sac location is peaceful. AND THE HOME SITS ON A PREMIUM LOT OVERLOOKING A LARGE, TRANQUL POND. Once you open the door. . . you will want to stay. The interior of the home has warm neutral colors. The formal living and dining rooms are covered with rich wood flooring. The family room and breakfast room overlook the screened pool and have a long view of the pond. Very tranquil. The family room fireplace will bring warmth to the winter months. The kitchen and bathrooms have been updated with upgraded raised panel cabinets and granite counters. The bedrooms are spacious with two on each side of the home. For an added peace of mind, the home has hurricane shutters on all the windows. Recent maintenance includes: Roof replaced 2023. Exterior paint 2024. Pool screen replaced 2024. Lania roof replaced 2024. Carpet replaced 2024. Pool pump replaced 2023. THIS HOME HAS EVERYTHING YOU NEED FOR THE SIMPLE JOYS OF FAMILY, FRIENDS AND GOOD LIFE.
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,601 |
Total Monthly Payment | $2,886 | $2,883 | $3,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.