Lender credit available with preferred lender for closing cost assistance!! , please reach out for more info. One of the largest and most stunning single-family home designed with spaces for comfort and entertainment in the highly desired St. Cloud community. Nestled in the sought-after SOUTHERN PINES community, within easy commuting distance to the Royal St. Cloud Golf Course, this stunning 5-bedroom, 2 ½-bathroom home with a 3-car garage offers elegant living on a prime corner lot. The expansive backyard beckons with limitless potential for your outdoor Florida lifestyle. Enjoy nearby recreation with golfing, local farms, parks, a skate/BMX park, and boating facilities. Step inside and be welcomed by a magnificent entrance that seamlessly blends indoor and outdoor living. The spacious kitchen is a chef's dream, featuring stainless steel appliances, a beautiful backsplash, exotic Brazilian granite countertops, and elegant wood cabinets. The home also boasts a state-of-the-art theater room equipped with a Marantz receiver and 5. 1 Dolby surround system, perfect for immersive movie nights. The highlight of this property is the Peace Lodge spa, a serene retreat at the back of the house. This luxurious space includes a wood-lined jacuzzi with integrated speakers and Bluetooth connection, designed for ultimate relaxation. The spa comes with an insulated cover and two retractable vents to maintain humidity control, complemented by durable PVC waterproof baseboards. Together, these features provide 3, 324 sqft of comfortable living space. Enjoy energy efficiency with upgraded insulation and dual AC units for both floors. The home's shingles are updated and painted to match the house, enhancing its pristine appearance. St. Cloud's proximity to Lake Nona Medical City and NeoCity offers robust growth opportunities. With Florida's turnpike and HWY 417 close by, the best of Central Florida's attractions, Located just minutes from Disney Springs, Disney Parks, shops, restaurants, and supermarkets, this home offers convenience to Orlando's attractions and parks. DON’T MISS THE OPPORTUNITY to own this meticulously maintained home. Call today to schedule a private showing. Don’t wait for new construction when this move-in-ready gem is available now. Explore the virtual tour below and start imagining the endless possibilities of your future home: https: //my. matterport. com/show/?m=WbcGuvH6AGz
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $241 | $241 | $241 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,459 |
Total Monthly Payment | $3,793 | $3,789 | $4,792 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.