RENT TO OWN OPTION AVAILABLE. Premier shopping and entertainment venues like The Shops at Wiregrass and Tampa Premium Outlets are near by. The home is located in the charming Oak Grove subdivision of Lutz. Denham Elementary is a short walking distance away which would eliminate the time consuming daily drop-off and pick up routine. Stunning 3-bedroom, 2-bath home with a lot size of over a 1/4 acre. House has a 2020 roof, 2020 AC unit, 2022 water heater, no CDD fees, no flood insurance requirement and minimal HOA fees. The interior boasts porcelain tiles in the three bedrooms and a master suite that promises serenity with its expansive walk-in closet and double sinks. The open concept living area, accentuated by cathedral ceilings, flows seamlessly into a kitchen adorned with marble countertops and stainless-steel appliances. A huge formal dining room space which could be used as a family room. The bonus room, with its French patio doors, offers versatility, whether you desire to use it as a dining space or a game room. The fenced backyard not only ensures privacy but also holds the potential for a pool addition and other landscaping possibilities to make your backyard a true outdoor retreat. Schedule your showing today and step into the home you deserve.
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Our Executive Mortgage Banker:
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$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $454 | $454 | $454 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,321 | $2,233 | $2,834 |
Total Monthly Payment | $2,850 | $2,762 | $3,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.