Under contract-accepting backup offers. Motivated Seller. SKI LAKE, connects to the St Johns river, NO HOA , BIRD WATCHERS, Mid Century Modern Masterpiece LAKE Retreat PARADISE. Your home feels like a private island that will truly wow you! Upgrades: TANKLESS WATER HEATER tongue and groove wood soffits , replaced the existing gyp board, real rock accent wall on exterior, pavers in exterior entry and all atriums, new facia board with 5/8 x 8 inch - no rot (royal is the brand name), new light fixtures on exterior, new garage door opener, new leaded glass front door, granit focal wall in foyer, new 2023 refrigerator, added all wood kitchen pantry cabinets 17 LF, new artistic landscaping with boulders, 2 new oak trees and 2 crepe mrytle trees, RV electric connection, seaplane parking spot, master bathroom renovation, custom closets by Just Closets. As you drive down Fort Lane you will immediately begin to unwind during the peaceful drive on the paved road lined with trees . Pull up driveway and see your natural Florida landscaping. Lots of room to park your toys with no deed restrictions . The average electric bill is $177 a month. Let's head into your home, as you walk up to your entry , you i'll appreciate the new mid century front door. Enter in and you will be met with exquisite taste and choices that flow well and the recent paint that freshens up your home! My favorite room of the house is the living room and dining area is a large open space for entertaining with a wet bar and a 360 view ! Sliding glass doors line the walls. Interior doors are floor to ceiling unique doors . The view changes minute by minute the weather and the wildlife make your home a fun and relaxing retreat ! Unique artful light fixtures and updated fans throughout! Let's head to my other favorite room , the kitchen . Can I storage galore, massive island. Appliances stay. Let's head down the extra wide hallway . Why is it extra wide? Because there is space for a staircase if you would like to add a second floor . The original owner was planning on doing just that so the roof is already ready for you to add that second floor ! You will notice your classy guest bathroom with a tub. The two guest bedrooms are a great size with smaller walk in closets and their own beautiful view! One bedroom is currently being used as a dressing room . Not because the master doesn’t have it’s own walk-in closet . The Master is my favorite room and bods a walk-in closet and ensuite . Let's head into your wide open backyard that extends as far as the eye can see! Wowzza! Peace and tranquility ! Other features : Tankless hot water heater. This home must be experienced in person to appreciate it! The pictures are great and even better in person! . The daily sunrises/ sunsets on the water and an opportunity to get a glimpse of Bald Eagles in the wild. Beautifully appointed with large travertine floors in all rooms. You will love calling this home or a retreat from town. 2015 I-beam that cantilever 4 feet across the entire width of the hme. roof for future plans for a 2nd floor. New 4-ton ice cold A/C. No HOA!! Don't hesitate , come see your Geneva home that did not flood because of the grading of the land and the large vacant lot that is in a lower area owned by your neighbor and the other neighbor only visits his vacation home 3-4 times a year for a few days! Placement of house is North south for perfect views without the heat beating down on the house.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $624,000 | $624,000 | $624,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,257 | $4,147 | $5,308 |
Total Monthly Payment | $4,637 | $4,527 | $5,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.