PRICE IMPROVEMENT. . . . . Welcome to your dream townhome in the Towns at White Cedar. This exquisite four-year-old residence offers an impeccable blend of modern luxury and comfort. With three bedrooms and two and a half baths spread across a generous 1, 676 square feet, this home is designed for those who appreciate both style and functionality. Step inside to be greeted by an open floor plan bathed in natural light. The living area seamlessly integrates the kitchen, family room, and dinette, creating a perfect space for entertaining or relaxing. The kitchen is a chef's delight with stainless steel appliances, a gas range, an abundance of wood front cabinets with 42-inch uppers, quartz countertops, and a stylish designer pull-out faucet. Enjoy the convenience of a closet pantry with shelving, under-cabinet lighting, and a stainless steel under-mount sink with disposal. The guest half bath downstairs adds to the convenience, while all bedrooms are thoughtfully located upstairs. The primary suite is a true retreat, featuring an en-suite bath with dual gentlemen height vanities, a luxurious fiberglass tub, a walk-in shower, and spacious closets including one walk-in closet. An indoor laundry closet on the second level ensures practicality. Designer ceramic tile and plush carpet flooring, recessed LED lights, and two-inch faux wood window blinds add to the home's luxurious ambiance. Outside, the home features a shingle roof, a covered front entry, a paver driveway and walkway, mature and upgraded landscaping, and a covered rear patio area with a tranquil view of a tree-lined fence. Additional amenities include a one-car garage, extra driveway parking, designated guest parking, gutters, fire sprinklers, and exterior termite treatment by the HOA. Energy efficiency is paramount with a 14 SEER Energy Star high-efficiency air handler and heat pump combination, a gas tankless water heater, R-38 fiberglass ceiling insulation, and LowE insulated double-pane windows with vinyl frames. The community offers a playground, dog park, swimming pool, access to additional amenities at Traditions at White Cedar, lighted sidewalks, a fountain pond, and close proximity to downtown Sanford's vibrant scene, shopping, dining, and entertainment. Zoned for Seminole County schools and conveniently located near I-4 and 429 for easy access to downtown Orlando, South Orlando, and major attractions like Disney World, this townhome is the epitome of luxurious living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $391 | $391 | $391 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,496 |
Total Monthly Payment | $2,435 | $2,433 | $2,962 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.