Briar Creek Mobile Home Community. This two bedroom and two bath home is located in a 55+ community. There is a nice carport with enough space to park a golf cart as well as a vehicle. At the back of the carport is a large storage room with shelves and washer & dryer connections. The home has a spacious living and dining room combination that has vinyl flooring. The dining room has built in cabinets and is open to the kitchen and living rooms. The kitchen has a closet pantry, side entry door for easy access. The primary bedroom is spacious with plenty of windows and a walk in closet. The primary bathroom has a shower only and the secondary bathroom has a tub. The secondary bedroom is sizeable and has a built in closet. This home is in a community with a pool, exercise room, ping pong and pool table, bocce ball court and so much more for recreational activities. All occupants must be 18 years of age or older. Application fee is $75 per adult - non refundable. Anyone 18 or older residing in the residence must apply. Thorough credit and background checks will be done. Net income (income AFTER taxes) must be a minimum of 3x the rent - verification necessary. No evictions in the last 5 years. Renters insurance required.
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,080 | $1,080 | $1,080 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $7 | $7 | $9 |
Total Monthly Payment | $82 | $82 | $84 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.