This home flooded during the storm. Remediation is in progress. Embrace the Florida Beach Lifestyle! Your coastal paradise awaits! Step into this dreamy beach retreat designed for comfort and style. The spacious open floor plan welcomes you with two luxurious en-suite bedrooms, each featuring its own bathroom and walk-in closet for ultimate privacy and relaxation. Tile flooring throughout the house ensures easy maintenance, while the expansive living area, complete with a cozy wood-burning fireplace, sets the perfect ambiance for cooler evenings. One of the highlights of this home is the 12' x 15' Florida Room, an inviting space ideal for hosting guests (not included in the public record square footage). The updated kitchen, adorned with solid wood cabinetry, quartz countertops and modern finishes, is perfect for inspiring your culinary creations. A spacious 2-car garage provides ample storage space. This home embraces sustainable living with solar panels and a metal roof designed to withstand coastal elements, ensuring comfort and peace of mind for years to come. The charming, low-maintenance fenced backyard is shaded and perfect for BBQs and outdoor gatherings, offering a serene oasis for relaxation. Located just 2 blocks from beach access and close to restaurants and shops, this community offers the true vacation lifestyle. It's time to grab your sunscreen and head to the beach—your dream coastal living experience awaits!
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$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $364 | $364 | $364 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,465 | $3,376 | $4,321 |
Total Monthly Payment | $3,921 | $3,832 | $4,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.