Beautiful three bedroom +plus den/study split bedroom plan home in Clearwater's desirable "Coachman Ridge". Updated Kitchen with quartz counters, stainless steel appliances & re-faced cabinetry. New energy efficient windows throughout! Two zoned Trane AC Sytems! (One AC system new in 2022!). Remodeled handicap accessible Master Bath with dual sink vanity, quartz counter, raised ceiling with recessed lighting, attractive new shower & more! Spacious open floor plan featuring soaring vaulted ceilings & gleaming hardwood floors! Armortech leaded glass double entry doors! Flagstone wood-burning fireplace in Living Room with adjacent formal dining area! Casual dining area & breakfast/snack bar off kitchen! Irrigation system with deep well. The large master bedroom also features French doors to a den/sitting room that could also serve as a great home office or nursery! Other Features include: Leaf filtration system on gutters; convenient inside laundry room with front load washer & dryer; Large . 26 Acre pie shaped lot; side entry 2 car garage; mature landscaping; relaxing covered rear patio; well maintained neighborhood with sidewalks & no flood insurance required. Ideal central Pinellas location convenient to shopping, great restaurants, entertainment, schools, sports & much more! Quick Tampa or St. Petersburg commute, and just minutes to the sparkling Gulf Beaches! Finished attic with added insulation; *See photos & Virtual Tour *Sold "As Is, with right to inspect". **Attach pre-approval for financing or proof of funds with any offer. *optional HOA for approx. $100/year.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,870 | $2,795 | $3,635 |
Total Monthly Payment | $3,282 | $3,207 | $4,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.