Under contract-accepting backup offers. Lakefront living awaits! Nestled along Little Lake Geneva, this inviting property spans just under half an acre. This is the perfect option for those looking for a quiet weekend retreat or are dreaming of customizing their own home and experiencing the joy of waterfront living in North Central Florida. Offering a total of 3-bedrooms and 2-full baths, the mobile home offers a great base with plenty of potential for updates and further customizations if desired. The living area features vaulted ceilings that add extra air to the space, with rustic wood accents and wood flooring. At the back of the home is a large lake-side screen room with a porch and bathroom, which makes it easy to enjoy a quiet coffee and take in views of the lake. Several outbuildings are on property, including a massive garage/workshop and a secondary garage. Little Lake Geneva offers an excellent opportunity for anglers, with common catches including largemouth bass and bluegill. Keystone Heights is known for its many lakes, including nearby Lake Geneva, Lowry Lake, and Lake Santa Fe. Just a scenic drive from Keystone Heights opens up both Gainesville and Middleburg, FL, providing a variety of shopping, dining, entertainment, and medical options.
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Our Executive Mortgage Banker:
Our Insurance Division:
$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $62 | $62 | $62 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $900 | $877 | $1,123 |
Total Monthly Payment | $1,037 | $1,014 | $1,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.