Move right into this beautifully appointed three-bedroom hi-ranch in the desirable Pickwick development. This magnificent offering sits proudly on its corner and boasts extensive landscaping, including a Swim King 20' X 40' heated saltwater in-ground pool with waterfall. Upon entry, you will note the open floor plan, cathedral ceilings and gleaming hardwood floors. Your eye will immediately rejoice at your gourmet kitchen with its expansive multi-tier island, granite countertops, stainless steel appliances, gas cooking, plus large pantry with a sliding barn door. There is plenty of room for family and friends to relax or play in your large living room. Cozy up to the fireplace in winter or step outside to grill and swim. This is the life! The master suite has a view of the stunning pool through the sliding glass door. The master bathroom has a large shower and double sink vanity. The second and third bedroom and second full bath are down a separate hall. The lower level of the house provides two bonus rooms plus a family room. Close to local shopping and restaurants. Minutes to Cedar Beach and downtown Port Jefferson. Short drive to Riverhead and the East End farms, wineries, and beaches. It's a wonderful life in Beautiful Rocky Point!
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,920 | $511,920 | $511,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $1,069 | $1,069 | $1,069 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,536 | $3,402 | $4,317 |
Total Monthly Payment | $4,697 | $4,563 | $5,478 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.