Welcome Home! Adorable Cape Cod style with three bedrooms and two full bathrooms, located in the special Rainbow Lake community. Walk into a beautiful light bright open floor plan, which offers vaulted ceiling with wood beams. Spacious dining area with a palladium window and wonderful lake views, which flows into a quaint living room with stone fireplace. The main level of living offers a bedroom with slider's to a deck and an office/den, plus a full bath off the hall. Walk upstairs to the main bedroom with a full bath and walk in closet. The second bedroom upstairs has a skylight and large closet. The finished lower-level walks out to a level front yard. Behind this beautiful property is hundreds of acres of town and state open space with wonderful hiking trails and a state Park. Rainbow lake offers access to 2 beaches where you can swim, fish, kayak and canoe! It's like having a year-round vacation in your own backyard. Minutes away from historic downtown Ridgefield with boutiques, restaurants, the Ridgefield playhouse and the ACT theater. This lovely town has so much art and history to explore. Come unpack and enjoy!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Skylight,Wall/Wall Carpet | 11.0 x 12.0 | Upper |
Bedroom 2 | Sliders,Laminate Floor | 9.0 x 11.0 | Main |
Dining Room | Palladian Window(s),Vaulted Ceiling,Beams,Laminate Floor | 9.0 x 13.0 | Main |
Kitchen | Ceiling Fan,Hardwood Floor | 8.0 x 11.0 | Main |
Living Room | Balcony/Deck,Fireplace,Patio/Terrace,Laminate Floor | 17.0 x 19.0 | Main |
Office | Laminate Floor | 10.0 x 11.0 | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Wall/Wall Carpet | 14.0 x 15.0 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.149% | 5.152% |
Monthly Tax Payment | $694 | $694 | $694 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,633 | $2,630 | $3,445 |
Total Monthly Payment | $3,419 | $3,416 | $4,231 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.