Welcome to 138 Bella Vista Drive, a captivating brick colonial residence nestled in the sought-after Watertown neighborhood. This stately home offers over 4, 200 square feet of living space, featuring 4 spacious bedrooms and 4. 5 bathrooms. With a little vision and some personal touches, this diamond in the rough has the potential to become your dream home. As you step through the grand double doors, an elegant foyer with a sweeping staircase sets the stage for what lies within. To the left, you'll find a sun-soaked living room, complete with oversized windows that flood the space with natural light. Adjacent to the living room is a versatile room, perfect for a home office or creative space. Continue through the home to discover a generously sized family room adorned with a charming fireplace, providing the ideal backdrop for cozy gatherings. To the right of the entrance, a formal dining room awaits, boasting its own oversized windows, creating a warm and inviting ambiance. The main floor also offers a convenient laundry room, a half bathroom for guests, and a spacious eat-in kitchen, which provides the perfect canvas for your personal design choices. While the main level is awaiting your finishing touches, the second floor offers a glimpse of the potential this home holds. The primary bedroom is a luxurious retreat, featuring hardwood floors, a spacious walk-in closet, a cozy fireplace, and an ensuite bathroom with a jacuzzi tub and a separate stand-up shower. Another generously sized bedroom boasts its own full bathroom, while two additional bedrooms share a well-appointed full bathroom, ensuring comfort and convenience for all. The possibilities are endless in the large unfinished lower level walk-out basement, equipped with plumbing for a full kitchen and a partial full bathroom already in place. Transform this expansive space into a recreation area, home gym, or even a comfortable in-law suite to suit your needs. Completing this property is a 3-car garage on the side of the house, providing ample parking and storage options. While this home requires some tender loving care and renovations, it offers a unique opportunity to create the home of your dreams in an esteemed neighborhood.
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Other | Other |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $1,318 | $1,318 | $1,318 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,684 | $3,589 | $4,630 |
Total Monthly Payment | $5,094 | $4,999 | $6,040 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.