Discover the epitome of contemporary River Valley at 8 Harborview Drive in the picturesque town of Essex, CT. This home allows for entertaining in grand style on the expansive newly painted deck, boasting a state-of-the-art outdoor kitchen with a Viking grill and U-Line refrigerator, perfect for al fresco dining and gatherings. The property also includes a detached guest house, providing a private space for guests, in-laws, or potential rental income. The freshly painted exterior (2021) enhances the home's curb appeal, while newer solar panels, with transferable contract, offer eco-friendly energy solutions. As you enter the home, you are greeted by a contemporary layout with many custom upgrades. The primary suite is a true sanctuary, featuring a warm fireplace, an extensive walk-in closet, and a private den/office with a balcony with distant views of the harbor-ideal for those who desire a full-floor retreat. The eat-in kitchen with high end appliances and center island sits adjacent to dining room, again adding to ease of entertaining or family living. Additional features include a security system for peace of mind and a versatile 10x18 detached office/exercise space, offering a private area for work or wellness. With its blend of stylish interiors, thoughtful extras, and a prime location, this home is a must-see to fully appreciate its distinctive design and character. Please view the video for tour of the guest house.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Built-Ins,Hardwood Floor | 12.0 x 14.0 | Main |
Bedroom 2 | Wall/Wall Carpet | 11.0 x 11.0 | Main |
Bedroom 3 | 12.0 x 15.0 | Upper | |
Bedroom 4 | 15.0 x 12.0 | Upper | |
Den | Balcony/Deck,Wall/Wall Carpet | 13.0 x 22.0 | Upper |
Dining Room | Fireplace,Patio/Terrace,Hardwood Floor | 15.0 x 18.0 | Lower |
Dining Room | Fireplace,French Doors,Hardwood Floor | 16.0 x 17.0 | Lower |
Kitchen | Breakfast Nook,Corian Counters,French Doors | Lower | |
Living Room | Cathedral Ceiling,Fireplace,L-Shaped,Patio/Terrace,Wall/Wall Carpet | 25.0 x 15.0 | Main |
Loft | Wall/Wall Carpet | 23.0 x 14.0 | Upper |
Primary Bedroom | Beams,Bedroom Suite,Fireplace,Full Bath,Walk-In Closet,Wall/Wall Carpet | 14.0 x 15.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $820,000 | $820,000 | $820,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $896 | $896 | $896 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,592 | $5,049 | $6,809 |
Total Monthly Payment | $5,613 | $6,070 | $7,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.