Under contract-accepting backup offers. Welcome to this stunning NEW CONSTRUCTION home built in 2023! **Back on the Market! The pool has been completely restored with a brand new mechanical system as of July 2024. ** Nestled in the delightful city of Winter Haven, FL, also known as "The Chain of Lakes City, " this beautiful residence features 4 bedrooms and 2 bathrooms, showcasing a spacious open concept and a thoughtfully designed split floor plan. The eat-in kitchen is a highlight, boasting an oversized island, wood shaker cabinets, and a brand new Whirlpool appliance package. The dining, living, and family rooms flow effortlessly together, offering plenty of space for relaxation and entertainment. Enjoy luxury vinyl plank flooring throughout for a modern touch. The impressive primary bedroom includes a large en-suite bathroom with dual vanity sinks and a spacious shower, along with a massive walk-in closet and an additional closet for extra storage. With its classic architectural design and charming covered front and back porches, this home radiates character and warmth. The expansive, fully fenced backyard is a blank canvas, ready for your personal touch to create your own paradise. Conveniently located just minutes from Downtown, schools (K-12), and boat ramp access to Lake Otis. Plus, with NO HOA, you can bring your kayaks and park your RVs! Don’t miss out on the chance to see this wonderful home—schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $63 | $63 | $63 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,701 | $2,213 |
Total Monthly Payment | $1,839 | $1,839 | $2,351 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.