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77 West Drive, Walden (Montgomery), NY, 12586 | $425,000
Discover your personal oasis at 77 West Drive, a beautifully renovated 2-bedroom, 1-bathroom cottage that embraces the tranquil allure of Lake Osiris. Nestled in a picturesque neighborhood, this charming home offers a perfect harmony of modern sophistication and rustic charm. Upon arrival, you are welcomed by the serene beauty of Lake Osiris, renowned for its sparkling blue waters and nearby golf course. Enjoy a variety of watersports including kayaking, paddle-boarding, and fishing, all right at your doorstep. The lake's sandy beach is just steps away, perfect for relaxing and enjoying sunlit days. Enter this delightful cottage to find a blend of modern style and rustic charm, featuring a sliding barn door and exposed wooden beams that create a warm and inviting atmosphere. The heart of the home is the open-concept kitchen, a culinary haven designed for both ease and pleasure. Its spacious layout ensures that preparing meals is a joyful experience. The living room/dining room combination is bathed in natural light through three oversized windows and frames breathtaking views of the lake and the sandy beach. Sliding glass doors open onto a charming patio, where indoor and outdoor living seamlessly merge, making it perfect for entertaining or simply savoring the peaceful surroundings. On this main floor, you'll discover a beautifully appointed full bath and two tranquil bedrooms, each offering a serene retreat from the everyday. Situated close to the vibrant village of Walden and town of Wallkill, this cottage provides a serene escape with the convenience of nearby amenities. Experience the magic of lakeside living and make this enchanting cottage your new home.
Features
- Town: Walden
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Style: Cottage
- Year Built: 1945
- Heating: Propane, Heat Pump
- Basement: Partial
- Approx Sq. Feet: 632
- Acreage: 0.15
- Est. Taxes: $3,813
- Lot Desc: Level
- View: Lake
- Water Front: Yes
- Elem. School: Berea Elementary School,Walden Elementary School
- Middle School: Valley Central Middle School
- High School: Valley Central High School
- School District: Valley Central
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Stainless Steel Appliance(s)
- MLS#: H6320285
- Days on Market: 112 days
- Website: https://www.raveis.com
/prop/H6320285/77westdrive_walden_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
77 West Drive, Walden (Montgomery), NY, 12586
$425,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $318 | $318 | $318 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,867 |
| Total Monthly Payment | $2,655 | $2,653 | $3,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535