***Seller will pay $10000. 00 towards buyers closing cost with all full price offer. *** Beautiful family home in the desirable community of Westwood Lakes with no CDD low HOA beautiful park, pickleball court and walking trails. You enter the home into the beautiful foyer with traditional formal living room and dining room which are nice size. This led to the kitchen, the family room, casual eating area which open out to the entertaining patio with pool and built in kitchen, making this the entertaining center of the home. The first floor is complete with a guest bedroom, full size bathroom and laundry room. The 2nd floor is made up of 2 bedrooms and a office plus the great Master suite is a great size with a large and walk-in closet. A huge bonus room that can be game room or movie theater. The first floor is all tile and the 2nd floor is all wood floor except bonus room which is carpet. New roof 2021, new a/c and pool resurfaces 2024. This ideal location is close to Tampa International Airport, Major Expressways, Citrus Park Mall, International Mall, Clearwater Beach. Please visit the Westwood Lakes Community Website for more information at https: //westwoodlakes. org/
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $452 | $452 | $452 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,991 | $3,987 | $5,144 |
Total Monthly Payment | $4,535 | $4,531 | $5,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.