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3824 Harrogate DRIVE, Valrico, FL, 33596 | $539,000
* * * * * * * $5, 000. 00 SELLER CONCESSION TO BUYER * * * * * * WELCOME to LITHIA RIDGE, A DISTINCTIVE FAMILY COMMUNITY!! * * * *
Discover the unique charm of Lithia Ridge, a community tailor-made for families seeking a blend of comfort and convenience. This neighborhood is not just about homes but a vibrant lifestyle, highlighted by a residents-only park complete with ample parking. Enjoy the ease of a paved path for walking or biking directly to the highly acclaimed and 'A' rated Lithia Springs Elementary School and just a short school bus ride away from the Middle and High School both of which are 'A' rated. Enhance your family life with an exceptional playground where the family can revel in fun while parents mingle, fostering a genuine sense of community. Sports enthusiasts will appreciate the volleyball and basketball courts, while the covered picnic area with barbecue grills is perfect for family gatherings. The community also boasts of sidewalks throughout the neighborhood and a dedicated sidewalk path to a private K-12 school.
STEP INSIDE THIS EXQUISITE 3 BEDROOM, 2BATH ARTHUR RUTENBERG CUSTOM-BUILT HOME!
Don't miss your chance to own this beautifully maintained residence that defines craftsmanship and attention to detail. Featuring soaring 11-foot ceilings and a central kitchen—the heart of the home—this layout seamlessly flows into a spacious family room, adorned with a cozy gas fireplace. The family room opens to a screened lanai, complete with an in-ground spa, set within a vast, fully fenced third of an acre yard. The property boasts a meticulously kept lawn with low-maintenance landscaping at the forefront.
Recent upgrades include a fresh exterior paint job, re-screened windows, lanai, and professionally cleaned carpets and tile grout. Interior painting was completed in May 2024. A private well for irrigation that maintains the lush greenery year-round, while the home uses public water and benefits from an 80-gallon hot water heater. Designed for both entertainment and security, the home is equipped with surround sound in the family room and a security system. The garage features a manual transfer switch box for generator hookup, ensuring readiness for any situation. Enjoy the benefits of NO CDD FEES and LOW HOA DUES in this inviting community.
All room measurements are approximate and need to be confirmed by the buyer. One or more photo(s) has been virtually staged.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 90 x 161
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
- Year Built: 1994
- Garage: 2-car
- Heating: Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,609
- Acreage: 0.33
- Lot Size: 90 x 161
- Est. Taxes: $3,375
- HOA Fee: $198 Semi-Annually
- Elem. School: Lithia Springs-HB
- Middle School: Randall-HB
- High School: Newsome-HB
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: T3537143
- Days on Market: 94 days
- Website: https://www.raveis.com
/prop/T3537143/3824harrogatedrive_valrico_fl?source=qrflyer
Listing courtesy of DALTON WADE INC Phone: 888-668-8283
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3824 Harrogate DRIVE, Valrico, FL, 33596
$539,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,200 | $431,200 | $431,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
| Monthly Tax Payment | $281 | $281 | $281 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,690 | $2,620 | $3,408 |
| Total Monthly Payment | $3,063 | $2,993 | $3,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388