Welcome to this charming and fully furnished first-floor end unit condo in the lovely Oaks IV community. Step inside and be greeted by this turn-key property that has been tastefully furnished and updated throughout. The living room is a cozy space with a fireplace, adding charm and comfort. The open concept design allows easy access from the living room to both the kitchen on one side and the porch/lanai on the other.
The kitchen is a delightful space, featuring a large fridge, dishwasher, oven, and cooktop, all set beneath a tray ceiling that enhances the sense of spaciousness. Bright cabinets contribute to the airy feel of the kitchen, making it a cheerful place to prepare meals. The bedrooms are equally inviting, with laminate flooring and spacious built-in closets. The primary bathroom is both stylish and cozy, covered in tile and featuring a tub with a shower, a vanity space, and extra lighting above the mirror for convenience and aesthetics.
The secondary bedroom offers the same level of comfort, with the secondary bathroom mirroring the primary bathroom's tile design. It includes a walk-in shower and a single vanity with lighting above. The third bedroom provides flexibility, whether you choose to use it as an additional bedroom for your family or convert it into an office space.
Step outside onto the covered and screened porch for a breath of fresh air and enjoy the tranquil view of this peaceful community. Perfectly situated within the community, you'll find yourself just steps away from the pool, shuffleboard, and activity center. Take advantage of the outdoor picnic areas and participate in the organized community events.
Conveniently located, this condo is a short drive away from Charlotte Harbor, Kings Gate Golf Club, Deep Creek Golf Club, Heritage Oak Park, and other parks. It is also close to Port Charlotte Town Center, which offers a variety of shops and restaurants. This lovely home offers both the convenience and comfort of living in a vibrant community.
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$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,144 | $1,143 | $1,475 |
Total Monthly Payment | $1,358 | $1,357 | $1,689 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.