6364 Lake Smith CIRCLE, Windermere, FL, 34786 | $460,000

Welcome to this beautiful 3 bedroom 2 1/2 bath end unit townhouse in the most sought-out neighborhood of Summerport in Windermere. This homes features an open living room and dining room combo with crown molding and laminate flooring. The kitchen has solid surface counter top, great cabinet space, island and ceramic tile flooring. Master bedroom downstairs features walk-in closet, jetted tub, laminate and ceramic tile flooring along with a half bath on the first floor. Upstairs has a spacious loft/game room area plus two other bedrooms and a full bath. In the back is a brick paved patio perfect for grilling. There is a 2-car attached garage at the rear. The community offers many amenities including an Olympic size pool, a club house, fitness center, tennis courts, jogging/walking/biking trails and much more. GREAT SCHOOLS with restaurants and shopping nearby. Spend your mornings enjoying a cup of coffee on the quaint front porch overlooking the beautiful pond and your days having family fun enjoying the myriad of community amenities Summerport has for you!

Features

  • Amenities: Fitness Center, Tennis Court(s)
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Style: Colonial
  • Year Built: 2007
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,632
  • Acreage: 0.11
  • Est. Taxes: $4,823
  • HOA Fee: $185 Monthly
  • Lot Desc: City Lot, Level, Sidewalk
  • View: Water
  • Elem. School: Keene Crossing Elementary
  • Middle School: Bridgewater Middle
  • High School: Windermere High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
  • MLS#: O6223235
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/O6223235/6364lakesmithcircle_windermere_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/20/2024 1:17:10 PM)
Listing courtesy of VESTI LLC   Phone: 407-749-5489

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6364 Lake Smith CIRCLE, Windermere, FL, 34786

$460,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $368,000 $368,000 $368,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $402 $402 $402
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,236 $2,236 $2,908
Total Monthly Payment $2,713 $2,713 $3,385

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.