Welcome to Moss Creek, an intimate, gated community of 100 single family homes with low HOA fees and no CDD fees! This stunning 4+ bedroom/3 bathroom home offers the perfect blend of luxury, comfort and style with a host of premium builder upgrades. The sellers upgraded the bonus room downstairs into a bedroom with a closet, but it can be used as anything (office, den, playroom, gym, etc. ). Upon entering, you are greeted by a grand foyer that leads to a spacious living area with an open floor plan that is perfect for entertaining. The kitchen boasts a large island overlooking the living room, dining area and the sliders out to the fenced backyard. The flex room downstairs has been converted into a 5th bedroom, providing ample space for a large family and/or guests. While heading upstairs, you'll notice the upgraded banister, rather than a wall. Once upstairs, you'll enter the spacious loft area that can be used for a relaxation area or playroom. Enjoy the split floor plan upstairs. The primary bedroom and en suite are on the same side as the loft area and laundry room and the 3 guest bedrooms and bathroom are on the other side of the house. Enjoy the Florida sunshine in your private backyard oasis, a serene atmosphere perfect for unwinding after a long day or hop in the community pool to cool down. Some of the upgrades include: 5th bedroom downstairs, full bathroom downstairs, all quartz in kitchen & bathrooms, no carpet downstairs, changed builder appliances to Samsung appliances, subway tile backsplash and on front of the island, ceiling fans installed in every room, extra windows installed in the living room, hanging storage in garage, extended front walkway, larger patio on premium lot that backs up to water, gutters installed and fully fenced backyard. This home is in a great location close to UTC, the highway, SRQ airport and sits evenly distanced between Lido and Bradenton beaches. Schedule a showing today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $403 | $403 | $403 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,661 | $2,628 | $3,373 |
Total Monthly Payment | $3,156 | $3,123 | $3,868 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.