Welcome to 2350 Talbrook Terrace, a charming single-family home located in the picturesque city of Punta Gorda, Florida. This lovely residence was built in 1969 and exudes a timeless appeal that is sure to captivate anyone who steps foot inside. Boasting a cozy atmosphere and inviting ambiance, this home is the perfect blend of comfort and character. This home has been totally refurbished by the current owners since its purchase in 2020. The property has all new impact resistant windows, new septic system, new air conditioning system and solar panels. The lanai has been completely rebuilt with the exception of the tile floor. The kitchen has been remodeled adding the breakfast bar and moving the refrigerator location. The lower cabinets are new and the upper cabinet doors have been replaced as well as new counter tops. The floors throughout the house are polished terrazzo. Although there is only one bathroom in this two bedroom house, there is a guest house in the back with a queen size bed and bathroom. With a lot size of 15, 000 square feet, there is plenty of outdoor space for you to enjoy, whether you're looking to relax in the sunshine or entertain guests with a barbecue. The exterior of the home was painted in 2023 as well as all other exterior buildings and the roof was replaced in 2023. The lawn and landscaping are well maintained adding to the curb appeal of the property. The classic design of the home is complemented by its peaceful surroundings in the very peaceful neighborhood of Harbour Heights, creating a serene oasis that feels like a retreat from the hustle and bustle of everyday life. Located in the desirable city of Punta Gorda, this home offers easy access to a variety of amenities and attractions. From shopping and dining to outdoor recreation and entertainment, there is something for everyone to enjoy in this vibrant community. Whether you're a nature enthusiast, a foodie, or a shopping aficionado, you'll find plenty of activities to keep you busy in Punta Gorda. Overall, 2350 Talbrook Terrace is a wonderful place to call home. With its timeless charm, convenient location, and cozy living spaces, this property offers the perfect combination of comfort and style. Don't miss your chance to make this delightful residence your own and experience the best that Punta Gorda has to offer. Schedule a showing today and start envisioning your life in this lovely home!.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $258 | $258 | $258 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,650 | $1,648 | $2,091 |
Total Monthly Payment | $1,983 | $1,981 | $2,424 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.