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431 Summer Street, St. Johnsbury, VT, 05819 | $519,000
This is an exceptional property showcasing timeless elegance in the heart of St Johnsbury. This stunning home blends classic charm with modern luxury, designed for discerning buyers. Located within walking distance of St Johnsbury academy. This major restoration was completed in 2023 and retains many original features incl. woodwork, intricate moldings, and hardwood floors, this home is truly one of a kind. The dining room offers an elegant space for hosting dinner parties. The serene master suite offers lots of natural light, and generous walk-in closet. Spacious bedrooms ensure comfort and privacy for family and guests. This property boasts lots of storage between the unfinished basement and the walk-up attic space above the garage that could easily be converted to a studio. A new furnace was installed in 2018, new roofing, custom shower, ext. paint, electrical, gutters & spray foam in 2023. The hot tub and pellet stove will remain for the new owners. Outside, the private yard is a tranquil oasis with lush landscaping, fruit trees, and a charming area ideal for alfresco dining. The meticulously maintained grounds provide a perfect backdrop for outdoor gatherings. One of the few properties located on the hill with 2 secluded yard spaces to enjoy Vermont's beautiful four seasons. Experience refined living in a prime location, with convenient access to local amenities, schools, and cultural attractions. Don’t miss the opportunity to make this exquisite residence your own.
Features
- Rooms: 13
- Bedrooms: 5
- Baths: 2 full / 1 half
- Style: Cape
- Year Built: 1900
- Garage: 1-car Garage
- Heating: Hot Water
- Cooling: None
- Basement: Concrete Floor,Full,Stairs - Interior
- Approx Sq. Feet: 2,433
- Acreage: 0.31
- Est. Taxes: $3,699
- Lot Desc: City Lot,Level
- Elem. School: St. Johnsbury Schools
- Middle School: St. Johnsbury Schools
- High School: Choice
- School District: St. Johnsbury School District
- MLS#: 5007882
- Website: https://www.raveis.com
/eprop/5007882/431summerstreet_stjohnsbury_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/15/2024Listing courtesy of RE/Max Heritage Phone: 802-748-7808
Listing Agent: Mathew Ghafoori
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
431 Summer Street, St. Johnsbury, VT, 05819
$519,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $415,200 | $415,200 | $415,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | $308 | $308 | $308 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,832 | $2,760 | $3,560 |
| Total Monthly Payment | $3,232 | $3,160 | $3,960 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484