Welcome to your piece of paradise! This renovated seasonal cabin boasts an open concept and high-end finishes throughout. Enjoy nature on the large Belgium block-edged paver patio, perfect for summer gatherings. The interior of the cabin has been beautifully crafted with rare Ipe Brazilian hardwood floors and timeless knotty pine wood planking throughout. The spacious living room and kitchen feature a vaulted ceiling, making this an open and airy retreat. The remodeled high-end kitchen includes stunning quartz counters and backsplash, under-cabinet lighting, a double-bowl composite granite sink, and new appliances. The living room offers a generously-sized couch, end tables, and ample floor space. The remodeled bathroom is equally impressive, featuring a marble-topped vanity, travertine floors, and a glass-enclosed shower. The bedroom boasts vaulted ceilings, windows on two walls, and a queen bed. A new roof was installed in 2022. The cabin will be sold furnished and as-is. Swim and lounge on the co-op community's sandy beach on Sylvan Lake, or fish, kayak, or boat (paddle or electric motor) from the dock. Additional amenities include a basketball/pickleball court, playground, volleyball by the beach, and common laundry facilities. All this with low co-op dues, currently $1, 700 a year! Dues include trash, water/sewer, taxes, and common area maintenance. Hilltop Manor Co-op is a seasonal community managed from the second week of April until the second week of October. Conveniently located close to the Taconic State Parkway and I-84, providing easy access to New York City and surrounding areas.
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Our Executive Mortgage Banker:
Our Insurance Division:
$78,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $62,400 | $62,400 | $62,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $379 | $379 | $493 |
Total Monthly Payment | $454 | $454 | $568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.