WELCOME TO THIS CHARMING BRICK SINGLE-FAMILY HOME, NESTLED IN MASPETH, WITH A LOT SIZE OF 18x100 AND A BUILDING DIMENSION OF 18x30 THIS PROPERTY ENJOYS LOW PROPERTY TAX. THIS HOME OFFERS A COMFORTABLE AND FUNCTIONAL LAYOUT. ON THE FIRST FLOOR, YOU'LL FIND AN OPEN CONCEPT LIVING AREA THAT SEAMLESSLY INTEGRATES THE LIVING ROOM, DINING AREA, AND KITCHEN, CREATING A SPACIOUS AND INVITING ENVIRONMENT PERFECT FOR ENTERTAINING AND DAILY LIVING. THE KITCHEN AND BATHROOMS FEATURE PRACTICAL TILE FLOORING, WHILE THE REST OF THE HOME BOASTS BEAUTIFUL HARDWOOD FLOORS THROUGHOUT. UPSTAIRS, THE SECOND FLOOR ENJOYS THREE WELL-SIZED BEDROOMS AND A FULL BATHROOM, PROVIDING AMPLE SPACE FOR FAMILY AND GUESTS. THE FINISHED BASEMENT PROVIDES ADDITIONAL LIVING SPACE AND HAS ITS OWN SEPARATE ENTRANCE, MAKING IT IDEAL FOR A VARIETY OF USES SUCH AS A RECREATION ROOM OR HOME OFFICE. ENJOY GOOD NATURAL LIGHT THROUGHOUT THE HOME, ENHANCING THE BRIGHT AND AIRY FEEL OF EACH ROOM. THE BACKYARD IS A HIGHLIGHT, ACCOMMODATING UP TO FOUR CARS, MAKING PARKING EASY AND CONVENIENT. ADDITIONAL NYC CONSTRUCTION ALLOWANCE- (APPROVED BUT MUST BE RENEWED WALLTO WALL COVERED BACKYARD WITH TERRACE ON IT AND INDEPENDENT FAMILY ROOM UNIT-NOTE MUST BE RENEWED AND VERIFIED INDEPENDENTLY) CONVENIENTLY LOCATED NEAR TRANSPORTATION, HOUSES OF WORSHIP AND MORE.
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Our Executive Mortgage Banker:
Our Insurance Division:
$828,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $662,400 | $662,400 | $662,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,709 | $4,079 | $5,501 |
Total Monthly Payment | $4,276 | $4,646 | $6,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.