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69 Sw Colony Road, Copake, NY, 12529 | $475,000
A Lake house in the country is perfect for those seeking a simple way of life. You'll feel like you're living in a storybook. Watch your story unfold before your eyes. Leona's Country Cottage is not your average cottage. It was architecturally designed and built to last many years to come. A new rebuild from the foundation up between 2020-2021 With all new requirements for efficiency and new code requirement for electrical and plumbing, you're getting one of the best constructed homes on Copake Lake. It's a perfect blend of modern craftmanship and comfort. Regarding value consideration, Copake Lake Real Estate is rarely available in this private community and has no HOA. New builds are selling from 620k to millions. The construction plans, survey and CO are available upon your request. There is direct access to the lake from the cottage. A newly constructed staircase will bring you to your dock. Deeded Right away & lake rights come with your ownership and a shed for storage. Important details: Septic is a 500 Gallen Poly Septic installed in 2011. Propane is owned, Electric is 200amps. 3 Ductless systems -Provides heat and air. Electric Company is NYSET. Yearly cost 1200. COPAKE LAKE Conservatory is a wealth of information. All appliance included in sale. Hudson NY and Great Barrington Ma. is convenient for shopping and more adventures. Have lunch or dinner at the Greens County club and play 18 holes on the well-manicured golf course. Get out the fishing poles, pack your bags its lake time. Note: Part of the front steps up to the house are owned by neighbor to the left. Survey pin near steps angles to metal post. Right away to lake is for multiple people to use as per deed. The dock, shed and lower-level land is owned by the current owner- The right of way is for 3 neighbors for access only as per deed.
Features
- Rooms: 3
- Bedrooms: 2
- Baths: 1 full
- Laundry: In Unit
- Style: Cottage
- Year Built: 2021
- Heating: Electric, Heat Pump
- Cooling: Ductless
- Basement: See Remarks, Unfinished
- Approx Sq. Feet: 1,012
- Acreage: 0.08
- Est. Taxes: $2,536
- View: Lake, Water
- Water Front: Yes
- Elem. School: Taconic Hills Elementary School
- Middle School: Taconic Hills Junior/Senior High
- High School: Taconic Hills Junior/Senior High
- School District: Taconic Hills
- Appliances: Dryer, Microwave, Oven, Refrigerator, Washer, Stainless Steel Appliance(s)
- MLS#: H6321044
- Days on Market: 94 days
- Website: https://www.raveis.com
/prop/H6321044/69swcolonyroad_copake_ny?source=qrflyer
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
69 Sw Colony Road, Copake, NY, 12529
$475,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $211 | $211 | $211 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,528 | $2,496 | $3,205 |
| Total Monthly Payment | $2,814 | $2,782 | $3,491 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535