MOTIVATED SELLER!!! Looking for the perfect home in the perfect community without the exterior maintenance?! Look no further than this rare, end unit, four bedroom, three full bathrooms, townhome located in the desirable Turtle Creek community of St. Cloud. This home has two levels and 1, 928 square feet of living space. Its location is close to downtown St. Cloud and the lake front with quick access to Lake Nona, 417, and the Turnpike. The home has a one car garage for parking or storage with an extra-long driveway for added parking. There is a large yard for your family to enjoy or pets to run and play with a pond across the street wrapping around the left and rear sides for gorgeous spacious views or evening walks. The community has wonderful amenities including playgrounds, a dog run, a pool, and several open common spaces, along with many sidewalk trails for walking around the ponds and community. Inside the home you are greeted by open and bright spaces with a lot of natural light. Beautiful laminate wood look floors run throughout the home except for the three guest bedrooms which are carpet. The kitchen has granite counters with shaker style cabinets and a huge pantry with extra storage. The primary suite has a large walk-in closet and the primary bathroom has dual sinks. The primary suite, two bedrooms, two bathrooms, and a spacious laundry room are located on the second floor with an additional bedroom and bathroom on the main floor, perfect for that separation from guests, for your office space, or even an in-law suite. It gets even better with a roof that is only six months old, the HVAC system was replaced in December of 2023, and a solar water treatment system! Look no further than this gem, it won’t last long! Schedule a viewing today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $242 | $242 | $242 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,834 | $2,366 |
Total Monthly Payment | $2,153 | $2,151 | $2,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.