One or more photo(s) has been virtually staged. **GORGEOUS 4 Bedroom, 2. 5 Baths, 2 car garage newer 2015 home in the Gated Community of the Cove at Bay Pines!
No Flood Zone! --Lots of space in this 2 story home! This NEWER home is move-in ready! Lots of storage. Formal living area, Separate Family Room off of the spacious Kitchen with matching Whirlpool Stainless appliances, Solid Wooden Cabinets, Stone Counters, snackbar off of the center island and lots of counter space for the Chef of the Family to enjoy ! Separate Dining area off of the kitchen that leads to the screened in Lanai area to relax with a glass of wine after a long day at work! Bonus room on ground floor can be used as an office - don't forget to check out the large storage space in the bonus room that is under the stairwell. Solid wooden floors on the first floor. Just under 10' Vaulted ceilings makes this just under 3400 heated sq ft home seem larger than it is! Huge Media Room on the 2nd floor that has LOTS of possibilities- Entertainment Room, Movie Room, Yoga Room, etc. Full Utility Room with Whirlpool Washer & Dryer. Large master suite with 2 walk in closets and En-suite bathroom with dual vanity sinks, garden bath and separate glass shower. Tile Roof 2015, AC 2015 with a recent New Motor 2024, Water Heater 2019. Recent interior painted. True pride of ownership!
Low monthly maintenance of $130. /month. All ages welcome and pet friendly community! Being sold "as-is" for the sellers convenience. Some photos have been virtually staged.
2 miunutes to Bay Pines Hospital, 15 minutes to the Beaches, 5 minutes to Tyrone Mall with fine dining, movies and more!
Super location - "X" Flood Zone.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $663,920 | $663,920 | $663,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 6.246% | 6.201% |
Monthly Tax Payment | $769 | $769 | $769 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,034 | $4,034 | $5,603 |
Total Monthly Payment | $4,895 | $4,895 | $6,464 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.