Welcome to your dream home! This beautifully maintained single-family home, set on 2. 5 acres on the protected waters of Terra Ceia Bay, offers a perfect blend of comfort, privacy, and a serene coastal lifestyle. The impressive two-story layout includes 3 bedrooms and 2 bathrooms upstairs, plus a full in-law suite downstairs, making it a versatile space ideal for rental income or accommodating family and friends. The home features numerous updates, including a chef’s kitchen with luxurious leathered quartz countertops, high-end stainless steel appliances, and new elegant hickory engineered hardwood floors. Vaulted ceilings add a touch of grandeur, while Restoration Hardware bathrooms with Italian marble provide a chic, modern spa-like retreat. Other upgrades include a 2014 metal roof, impact-rated windows and doors for cost effective homeowners insurance, peace of mind, and so much more! The upstairs living areas are perfect for relaxation and entertaining, with an open-concept floor plan that seamlessly connects the living, dining, and kitchen spaces. The owner’s retreat offers a private haven with an en-suite bathroom with jacuzzi tub, office space, and three generous closets. Step outside onto your personal sunset lanai, with expansive views stretching from Anna Maria Island and the mouth of Tampa Bay on the left, to the majestic Sunshine Skyway Bridge on the right. With plenty of room to socialize with friends and family, bask in the hot tub, or take in luxurious sunsets overlooking the tranquil waters of Terra Ceia Bay—your home will become your favorite vacation destination, as well. You will enjoy 360 degrees of tropical paradise and Florida wildlife as you walk about the property. The over 400 feet of boardwalk through the mangroves and out onto the water is perhaps the most unique feature…connecting one to nature, and offering access to the stunning beauty of where mangroves and water meet. Whether launching from the nearby Palmetto Point boat ramp, or from your own private dock, the aquatic playground of Terra Ceia Bay is at your doorstep, with quick access to the Manatee River, Tampa Bay or the Gulf. Don’t miss your chance to own this exceptional coastal retreat—schedule a viewing today to experience the charm and luxury of this delightful Terra Ceia Bay home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,020,000 | $1,020,000 | $1,020,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.876% | 6.725% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,531 | $6,616 | $8,885 |
Total Monthly Payment | $7,101 | $7,186 | $9,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.