Discover the perfect blend of comfort and convenience in this charming 2-bedroom, 2-bathroom home located in the desirable 55+ community of Spruce Creek Preserve. Meticulously maintained and ready for immediate move-in, this home provides a beautifully neutral canvas, allowing you to infuse your personal style effortlessly. The spacious kitchen & dining room is a culinary delight, offering ample room for meal preparation and entertaining. Enjoy the versatility of the sliding garage screened door and the serene ambiance of the back patio, ideal for relaxation and outdoor dining. Positioned on a generous corner lot, the property is adorned with mature landscaping, providing a lush retreat. Spruce Creek Preserve is known for its tranquil and quaint atmosphere, making it the perfect setting for an active lifestyle. The community boasts a wide array of amenities, including a community center, a heated pool and hot tub, golf course, tennis courts, pickleball, horseshoes, bocce ball, basketball, and more. Additionally, a restaurant within the golf club facility offers convenient dining options. Situated along the scenic Greenway, residents have easy access to beautiful walking and biking trails. With its prime location, Spruce Creek Preserve offers easy access to a myriad of attractions and destinations. From Gulf Coast beaches to Daytona Speedway, WEC, Orlando's theme parks, historic St. Augustine, Silver Springs glass-bottom boat tours, thrilling airboat rides, ziplines, and endless sunshine, there's always something exciting to explore just a short drive away. This home is attractively priced with motivated sellers, ensuring a quick and seamless closing process. Don’t miss the opportunity to make this wonderful home yours - schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$205,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $164,000 | $164,000 | $164,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,091 | $1,090 | $1,383 |
Total Monthly Payment | $1,429 | $1,428 | $1,721 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.