This beautiful pool home with over $125, 000 in upgrades is in the highly sought after community of Harrison Ranch. The popular Citrus Grove model features 4 bed/2. 5 bath + den and an upstairs bonus room. The upgrades start outside with well-manicured landscaping and concrete curbing around the flower beds. The exterior has gutters and a fresh coat of paint in 2022. From the covered front porch, you'll notice the decorative glass door and camera system included with the home. Step inside and you're greeted with beautiful wood plank tile flooring, which is throughout the entire home. NO CARPET. The owners also upgraded the trim package with 5 inch high baseboards and installed crown molding in the main living space, office, & master bedroom. The office/den is perfect for working from home and comes with french doors. This home is great for entertaining with a kitchen that opens up to a spacious family room. The kitchen has granite counters, cabinets with crown molding, tiled backsplash, stainless steel appliances & pendant lighting. From the kitchen, you can step outside to your backyard oasis. The heated saltwater pool was installed in 2018, along with a brick paver lanai which comes with a child safety fence. The fully fenced backyard is professionally landscaped and backs up to a large pond, which you can enjoy breathtaking sunrises over the water from your large covered seating area. The main floor also has a half bath and spacious laundry room with extra cabinets for storage, as well as a beautiful custom butcher block countertop. The master suite has a large walk-in closet & an ensuite with an upgraded granite vanity with dual sinks, tiled shower with frameless glass and a large garden tub. Take the custom oak staircase to the 2nd floor, where you'll be greeted with a large bonus room, which is perfect for a game room or media room, as well as three more spacious bedrooms and a 2nd full bathroom. The garage has an insulated door that reduces the interior temperature by 10 degrees. In conjunction with a pioneer mini-split AC, it can consistently hold the temperature at 68 degrees. This makes working in the garage on cars or other projects very comfortable. It also comes with a heat pump for those rare chilly days in winter. The home comes with an irrigation system and hurricane shutters and the slider door to the lanai has been upgraded with hurricane rated impact glass. Harrison Ranch features a 24-hour gym, heated junior Olympic pool and 5. 5 miles of nature trails! There are also tennis courts and a brand new basketball & pickleball court. An activity director is also on-site, putting on fun events for young families as well as active adults. Tampa, St. Pete and Sarasota are all within 45 minutes, making this a perfect central location. Harrison Ranch is a beautiful community with a lifestyle you can truly enjoy.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,044 | $2,965 | $3,857 |
Total Monthly Payment | $3,603 | $3,524 | $4,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.