Welcome to a beautiful townhome in the highly sought-after area of Island Estates of Clearwater Beach! This 2/2. 5 unit is Renovated from bottom to the top offers you open living space with all bedrooms upstairs. Kitchen has been expanded to include a large island and counter depth refrigerator. New cabinets, countertops, stainless steel appliances.
New oversized washer and dryer. Newer A/C and water heater. All doors and windows including insulated garage door are hurricane resistant so big saving on the insurance. Brand new flooring throughout the house.
One of the two community pools is right outside your backdoor making it feel like your own. Each bedroom has full size bathroom with all new fixtures glass door shower and bathtub. All closets have built ins to provide you with all of the organized space you need. 2 car garage also includes the bonus room with the A/C and can be use as a office, play room or even guest bedroom. Brand new tile roof installed in 2023 also benefit for insurance purposes. Unit is corner which is give you extra privacy. Only a minutes walk to the number 1 beach Clearwater beach Pier 60. Close to all the waterfront restaurants, groceries, souvenir stores. Owner is renting biggest boat dock which is possibly can be transferred to the next owner( need to verify with the HOA).
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,135 | $3,132 | $4,040 |
Total Monthly Payment | $3,524 | $3,521 | $4,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.