NEW ROOF! This home has an assumable VA loan. Offering 1% mortgage rate buy-down for one year. Welcome to your dream home located in the highly desirable community of Lake Padgett Estates in Land O' Lakes, Florida. Living here gives you access to 3 different private ski lakes in the community; East Lake, Lake Padgett, and Lake Saxon. Lake Padgett has restaurants and bars on the water perfect for boating to your favorite local spots to eat and drink. This stunning single-story lakefront residence on East Lake offers the perfect blend of luxury, comfort, and outdoor activities. The home features 4 large bedrooms and 3 full bathrooms, with 2, 736 sqft of interior living space, and sits on just under half an acre of land. Newer double-pane hurricane rated windows throughout the entire house. With no HOA or CDD, you have the freedom to bring your boats and RVs. Golf cart friendly and initially an Equestrian community with horse stables. The property includes a private boat dock with a lift to keep your boat dry and covered. Enjoy the extra-large swimming pool, which is 10 feet deep, and the expansive back porch that provides plenty of space for entertaining while offering stunning lake views and direct access to the water for all boating, swimming, and lake activities. The extra-large garage includes a rear door for easy access to the backyard. Located just 5 minutes from Publix, 20 minutes from the hospital, and 30 minutes from Tampa International Airport, this peaceful and spacious lake house with a pool offers an incredible lifestyle opportunity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.406% | 6.762% | 6.830% |
Monthly Tax Payment | $74 | $74 | $74 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,540 | $4,482 | $6,146 |
Total Monthly Payment | $4,706 | $4,648 | $6,312 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.