Under contract-accepting backup offers. Motivated seller - make offer! HOME SUSTAINED 2 TO 3 FEET OF WATER on Sept. 26, as a consequence of Hurricane Helene (as every other property along the beaches). ALL DOWNSTAIRS FLOORS, BASEBOARDS AND DRYWALL (4ft up) were removed. SOLD IN ITS CURRENT CONDITION for a new owner to MAKE IT THEIR OWN! CORNER WATERFRONT between the white, sandy beaches of the Gulf of Mexico and Intracoastal waterways! This unique WATERFRONT home will surprise you! A gorgeous new glass-beveled front door leads into a 3-way split rustic, but creatively arranged home. A separate entrance into the 1-bedroom with ensuite bath offers a perfect office- or rental set-up for additional income. A spiral staircase leads to the upstairs art or hobby studio and doubles as bedroom, with closets and bathroom (claw-foot soaking tub) and amazing panoramic balcony water views. The downstairs main living area features a newer open-concept kitchen with great room and new sliders to the large deck and new swim-spa (2019). Enjoy daily tranquil sunsets on your picturesque dock or fish for your dinner! (Dock is shared with neighbor and can accommodate a boat via a Cantilever lift) There is a newer roof (2019), newer windows, sliding glass doors (2020), newer A/C (2020), new interior laminate floors, and the entire double driveway was freshly paved for outstanding curb appeal. See MLS attached Upgrade Sheet! Various storage containers, marine box, and a shed on the side of the building convey and there is plenty of room to build garages. Some furniture will be left behind for seller's convenience. 10 minutes walk to Gulf Beaches, a few minutes drive to restaurant, bars, world-famous Johns Pass Village, Treasure Island, and grocery stores in nearby Madeira Beach or Seminole across the Park Blvd. bridge. Don't miss this unique home along Redington's coastal waterways and NO HOA – Home sustained flooding during this past Hurricane Helene - as most other beach properties did.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $400 | $400 | $400 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,725 | $3,721 | $4,722 |
Total Monthly Payment | $4,217 | $4,213 | $5,214 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.