Under contract-accepting backup offers. ***Motivated Seller*** We have a clean 4 point inspection report. Key Features: ROOF 2022, HVAC 2023, W/H 2021, HURRICANE GARAGE DOOR 2016, DOUBLE-PANE WINDOWS 2013 WITH HURRICANE SHUTTERS) Welcome to this amazing completely updated 2 Bedroom, 2 Bathroom, 1 car garage, block construction home in the desired WEDGEWOOD PARK neighborhood OF St. Petersburg on an oversized lot that sits high and dry where there is NO FLOOD INSURANCE REQUIRED. The open floor plan of the living space provides a great flow and open sightlines – perfect for entertaining. This home has been tastefully and thoroughly remodeled and nothing has been left untouched. The brand new kitchen has granite countertops, hard wood dovetail-construction drawers, soft-close cabinets and stainless steel appliances. The original terrazzo floors have been completely restored, polished to a mirror shine and run uniformly throughout the entire home. The large primary bedroom has an ensuite bath and plenty of room for a king bed, 2 nightstands and multiple dressers. The garage is HUGE (34' X 16') with plenty off room for a car, SUV or truck and ample storage. An abundance of natural light flows throughout the house creating a light, bright atmosphere. Thinking of a pool? There is plenty of room on this oversized lot that is just shy of 1/4 acre and sits high and dry where there is NO FLOOD INSURANCE REQUIRED! This is truly the perfect Florida dream home in a highly desired area close to Downtown, the beaches and I-275.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $589 | $589 | $589 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,147 | $2,776 |
Total Monthly Payment | $2,812 | $2,810 | $3,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.