Cold Spring Hills Estate Area on Nassau/Suffolk Border. A True Classic Colonial Style Four Bedroom Home with Brick and Cedar Exterior Siding. Professionally Landscaped . 62 Acres Featuring a Saltwater/Heated In Ground Pool, Brick Paver Patio and Walkways, Lush Gardens with LED Lighting and 7 Zone Sprinkler System. Covered Front Entry Porch. Formal Livingroom with Woodburning Fireplace, Bay Window and Sliding Glass Door to Trex Deck. Formal Dining Room with Box Trim and Dentil Crown Moldings. Kitchen Features a GE Double Wall Oven, Sub Zero Refrigerator, Dishwasher, Corian Counter Tops and Breakfast Dining Area with Sliding Glass Door to Trex Deck. Huge Family Room (22'x21'8") with Vaulted Ceiling, Skylights and Woodburning Fireplace. First Floor Bedroom with Vaulted Ceiling and Skylight. Powder Room. Primary Bedroom with Bath and Steam Shower. Main Bath with Whirlpool Tub and Separate Shower. Two Additional Bedrooms. Full Basement with Utilites, Laundry, Cedar Closet, Storage and More. O'Sized Two Car Garage. Additional Features Include Hardwood and Marble Floors, Andersen Windows, Architectural Roof (2018), 200 Amp Electric, 2 Zone CAC, Pensotti 2 Zone Boiler, Bock HW Heater, Central Vacuum System, Nest Alarm System with Camera and Audio. Close to Oheka Castle, Cold Spring Country Club and Cold Spring Harbor Train Station.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,075,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,490 | $1,490 | $1,490 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,883 | $5,365 | $7,199 |
Total Monthly Payment | $6,498 | $6,980 | $8,814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.