18610 Fort Smith CIRCLE, Port Charlotte, FL, 33948 | $4,000

Welcome to your dream home in sunny Port Charlotte, Florida! This place isn’t just a house; it’s your gateway to an awesome lifestyle by the water. We’re talking direct sailboat access to the Gulf – imagine hopping on your boat anytime you feel like chasing the horizon. This gem has been totally revamped from top to bottom. With a brand new HVAC system, all-new mechanicals, a new roof, and a complete makeover inside and out, it’s like moving into a brand-new home – without the wait! But wait, there’s more! Dive into the fun with your very own volleyball-style swimming pool. It’s perfect for those sunny Florida days when all you want to do is splash around or spike a few balls over the net with friends and family. Inside, you’ll find two large en suite bedrooms with walk-in closets, a guest bedroom, plus a flex room that can be anything you need – an office, a den, or even an extra bedroom for guests. And with three bathrooms, there won’t be any morning traffic jams when everyone’s trying to get ready. Location-wise, you’re in a sweet spot. The Gulf Beaches are just a 45-minute drive away for those beach day vibes. If you’re into baseball, you’ll love being 15 to 30 minutes from Spring Training Parks where the action happens. Downtown Punta Gorda, with its cool shops and restaurants, is just 20 minutes away. And for your daily needs, shopping and big box stores are a mere 10-15 minutes from your doorstep. Your new home is more than a place to live; it’s where life happens. With all the upgrades and cool features, plus the awesome location, it’s ready for you to just move in and start enjoying the good life right away. **Pool cage can be installed if buyer would like, shower glass was installed 2 weeks ago. **

Features

  • Type: Single Family Residence
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Year Built: 1980
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,055
  • Acreage: 0.23
  • Pool: In Ground
  • Pet Policy: Dogs OK
  • Appliances: Bar Fridge, Dishwasher, Microwave, Range, Range Hood, Refrigerator
  • MLS#: C7496026
  • Days on Market: 101 days
  • Website: https://www.raveis.com
    /prop/C7496026/18610fortsmithcircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/10/2024 10:17:10 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

18610 Fort Smith CIRCLE, Port Charlotte, FL, 33948

$4,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $3,200 $3,200 $3,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $21 $21 $27
Total Monthly Payment $96 $96 $102

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.