**Furnished** Beautiful and Spacious 1/1 Apartment in the Desirable Birchwood Neighborhood - Harmony! Available Now! ALL UTILITIES INCLUDED! Showings are with an agent only, "Request Showing" and one of our team members will reach out to schedule upon availability. The community offers residents great amenities like playgrounds, basketball and volleyball courts, and picnic areas for a relaxing evening. This beautiful and modern apartment is located above the garage of the main home (garage is not included). As you make your way upstairs to the apartment, you will find the spacious living room and dining room area, complete with an open floor plan and luxury wood-like flooring throughout. The interior is light and bright, which gives a very welcoming feel. The well equipped kitchen has sleek countertops, plenty of cabinet space and modern stainless steel appliances. The living space is super comfortable and perfect for entertaining your guests. The bedroom is a true retreat, offering a cozy bed and two large dressers which can be used as a TV stand. Pamper yourself in the spa-like bathroom featuring contemporary fixtures and a luxurious soaking tub. This furnished apartment seamlessly blends with the main living area, adding comfort, style and functionality. Step outside, enjoy a leisurely stroll through lush landscaped grounds, gather with friends for a barbecue in the picnic area, or have a fun game of volleyball. Don't miss this opportunity! This apartment won't last long. Short drive to St Cloud, offering a range of shopping, restaurants and entertainment options. Small pets will be considered. After the property is leased, ongoing management will be by the Property Owner. NO SIGHT UNSEEN APPLICATIONS.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,450
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,160 | $1,160 | $1,160 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $8 | $8 | $10 |
Total Monthly Payment | $83 | $83 | $85 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.