Under contract-accepting backup offers. Priced to Sell! For a full asking price, the seller is offering $5, 000 in concessions, which can be applied toward closing costs and/or prepaids or buy down rate. This stunning 2-story home, built in 2023 offers 4 bedrooms, PLUS a versatile BONUS ROOM, 2. 5 baths, 2460 sqft, and a spacious 2-car garage. This beauty is a perfect blend of modern design and comfortable living You'll immediately be drawn to its elegant interior design, spacious layout with high ceilings, and every room flooded with natural light, making it feel airy and inviting throughout. The kitchen and dining room seamlessly connects to the expansive living area, offering a serene POND VIEW, perfect for enjoying beautiful sunrises, sunsets, and spotting wildlife now and then. The sleek upgraded kitchen features 42" Shaker Cabinets, Stainless Steel Appliances (including range, dishwasher, and microwave), a Walk-In PANTRY, Subway tiles backsplash, a large Kitchen Island w/ stunning QUARTZ Countertops, updated plumbing fixtures, and wood grain tile flooring throughout for added touch of elegance. All bedrooms are spacious and conveniently located upstairs, providing ample space for comfort and relaxation, while also ensuring privacy. The primary room stands out with its luxurious ensuite bathroom, perfect for a private retreat with modern fixtures. It also features a huge walk-in closet that offers plenty of space for clothes and personal items, making organization a breeze throughout the home. The inside laundry is strategically situated upstairs, offering added convenience and easy access for daily chores. This home is more than just a place to live; it’s a lifestyle to embrace. Nestled in the Hampton Oaks community in Deltona, FL, just north of Lake Monroe and the St. Johns River in Central Florida. This is a quiet and lovely community where you can truly embrace the best of Florida living. Walking distance to Spirit Elementary School. Living in Deltona offers the perfect blend of convenience and adventure. Don't miss the opportunity to make this stunning property your own! Contact us today to schedule a viewing.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $106 | $106 | $106 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,200 | $2,197 | $2,842 |
Total Monthly Payment | $2,381 | $2,378 | $3,023 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.