This is your chance to live in the much desired Preserve at South County Commons! Enjoy simple condo living in this beautiful, open floor plan unit located on a quiet cul de sac. This spacious 2-3 bedroom, 2 bath condo includes an open floor plan with a large, bright and newly updated eat-in kitchen with slider to private deck. The main level also includes a generous living room with soaring cathedral ceiling and gorgeous triple window with transoms providing a private view of the beautiful preserve located behind the property. The formal dining room is open to the living and kitchen area which makes this space ideal for socializing and accommodating a houseful. Oh, and the best part? This unit includes a much sought after first floor master bedroom with private full bath with separate tub and shower. A laundry room and half bath complete the first level. The amazing second level is spacious and provides loads of versatility. The current configuration includes a bedroom, a full bath and a huge loft area that extends to a private bonus room which is being utilized as a music room (would make terrific office or guest space) over the garage. This sun filled unit also includes central air, a full unfinished basement (with workshop!) plus a two car 22' x 22' garage. Walk to gym, coffee shop, restaurants, theatre and more. Enjoy carefree, healthy living in this desirable seaside community. 5 Minutes to Narragansett sea wall and beach!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,920 | $623,920 | $623,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $523 | $523 | $523 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,791 | $3,737 | $4,931 |
Total Monthly Payment | $4,406 | $4,352 | $5,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.