This newly remodeled home is move-in ready and offers an open, inviting atmosphere with abundant natural light. Situated on a spacious lot with stunning views, the property is backed by 250 acres of Land Trust Protected Lands. On the first floor, you'll find a generous master bedroom with an ensuite bathroom. The open kitchen and dining area seamlessly connect to a large living room, complete with a Franklin gas fireplace—ideal for entertaining. Added features include a huge entryway/mudroom/sitting room, two large pantries with a laundry area, a full bathroom, and a cozy three-season room. The second floor features a primary suite that leads to a spacious private office or sitting room with a large balcony offering unobstructed views in all directions. The large bathroom features elegant tile work, stylish cabinetry, shower, and a freestanding soaking tub. There are also two added bedrooms and ample storage space. Outdoor highlights include raised garden beds, numerous perennials, and a stand-alone two-car garage with stairs to a large storage area. An added one-car garage is currently used as a tool and equipment shed. The property also boasts two patios, a fenced dog area with underground pet fencing, and a dry, unfinished basement for extra storage. Located just 5 minutes from downtown St. Albans and I-89, with proximity to a boat launch and marina and 35 minutes from Burlington. Montreal is only 80 miles away, offering a tranquil country setting with easy city access.
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,920 | $471,920 | $471,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,140 | $3,137 | $3,980 |
Total Monthly Payment | $3,584 | $3,581 | $4,424 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.