Under contract-accepting backup offers. Welcome to this exquisite 5-bedroom, 3-bathroom pool home in the desirable area of Land O Lakes, Florida. This exceptional property offers a perfect blend of elegance and comfort, with a spacious open floor plan that's ideal for both daily living and entertaining. Indulge in the tropical oasis in the backyard featuring a luxurious sparkling pool with screened lanai, covered seating areas, and a huge fenced-in yard space. Inside, the large windows and doors leading to the pool and lanai offer plenty of natural light and connect the indoor and outdoor areas seamlessly. The heart of the home features spacious living and dining rooms, along with a large kitchen and family room. The combination of high-quality materials like granite countertops, soft-close cabinets, and modern tile baths, along with modern amenities like Samsung appliances and recessed lighting, creates an upscale and comfortable living environment. The layout of the home, with separate bedroom areas, provides privacy, making it an ideal layout for families, guests, and working at home. The multi-car garage has beautiful tile flooring. Recent upgrades and improvements include: New pool pump, pool heater, salt cell system, new lanai screening, and interior paint. Since 2018 - new roof and A/C, new windows throughout the home, pool deck and pool tiles upgraded, exterior paint, interior flooring, appliance & bathroom upgrades, vinyl fence, and electric wall fireplace. The home sits on over one-half acre at the end of a quiet cul-de-sac in Cypress Estates. There is no CDD and the HOA is an affordable $33/month. No flood insurance is required which can save you a considerable amount of money on insurance premiums. Overall, this home offers natural beauty in a peaceful environment while still very convenient to major medical facilities, highways, shopping and restaurants, and all that Tampa Bay has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$724,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $579,992 | $579,992 | $579,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $644 | $644 | $644 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,524 | $3,524 | $4,584 |
Total Monthly Payment | $4,260 | $4,260 | $5,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.