Relax and entertain in this 3 Bedroom (4th in use), 1 full and 2 half bath colonial style home. This house has a spacious Living Room with double French doors, a brick fire place, family room, dining room and an eat in kitchen. The master bedroom contains a wash sink and shower stall. The outdoor amenities include a large cement patio, an oversized 2 garage and a sprinkler system which maintains the spacious front and side yards. The central AC system allows relaxing in comfort during these extremely hot summer days. The location is key being just a 10 minutes ride to the beautiful Westerly beaches and historic Watch Hill , a 5 minutes ride to Downtown Westerly where the upgraded United Theater is located. The convenient of the Westerly Train Station allows easy traveling to New York and Boston. Enjoy entertainment at Foxwoods and Mohegan Sun which are a short ride away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,430 | $2,430 | $3,161 |
Total Monthly Payment | $2,856 | $2,856 | $3,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.