Welcome to this charming ranch home nestled on a country road in Middletown, NY. If you are looking for one level living, look no further. This beautifully maintained three bedroom home offers 1, 230 square foot of comfortable living space on a spacious half acre lot. Step inside to discover a move in ready home. Enjoy the newly renovated kitchen. with a spacious dining area. You can now enjoy the hot summers with newly installed central air conditioning (2024). Lots of upgrades: roof 3 years old, furnace, 2018, blacktop driveway, 2022. The spacious dining and living room creates an inviting atmosphere for both entertaining and everyday living. Outside, enjoy the spacious and private backyard ideal for enjoying the tranquil surroundings. This quiet country setting and home presents an exceptional opportunity to embrace the lifestyle of comfort and convenience yet it's close to all amenities. A short drive to shops, supermarkets, restaurants and much more to ensure convenience and leisure at your doorstep. Don't miss out schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,891 | $1,891 | $2,459 |
Total Monthly Payment | $2,441 | $2,441 | $3,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.