94 Cedar Dunes DRIVE, New Smyrna Beach, FL, 32169 | $390,000

NSB ONLY 2 BLOCKS TO THE NO DRIVE BEACH! Spacious 3 BED 2. 5 BATH townhome is one of the lowest priced Beach side homes with LOW HOA $130 month. Living beachside is worry free in a home constructed of reinforced concrete with no Flood Insurance required. New AC 2023, New Electric Panel and newer water heater. Enjoy entertaining in the huge tiled courtyard with screened enclosure, outdoor lighting, covered storage and outdoor shower. The Coastal Kitchen has granite countertops, breakfast bar, over cabinet lighting and large dining area with storage closet/pantry. The laundry with stackable washer/dryer and half bath are conveniently located downstairs. The Living Room features an electric built-in fireplace, ceiling fan and large sliders. Off the living room is the third bedroom with large closet and slider that also could serve as office space. The Primary Bedroom has a balcony view and large walk-in custom designed closet. The Ensuite Bath has a linen closet and renovated large tile shower with glass door, grab bars and bench. Bedroom 2 has a huge closet and slider to the balcony. Bathroom 2 includes a tub with shower and extra large linen closet. Step onto the balcony from both upstairs bedrooms to enjoy the sound of the surf and the ocean breeze surrounded by tropical foliage. Reserved Parking Space and extra guest spaces. Walking trails and bike path. Adjacent to the River Lagoon Park with pier for fishing and kayaking. Located between the Intercoastal and the Atlantic Ocean a perfect location for the beach and coastal lifestyle. New Smyrna Beach is a charming beach town know for its beaches, restaurants and events on Flagler Avenue and Canal Street. Bring your kayaks, bikes, surf boards and beach toys to enjoy the beach lifestyle! All measurements are deemed to be accurate but cannot be guaranteed and must be verified by buyer.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Year Built: 1980
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,736
  • Acreage: 0.04
  • Est. Taxes: $5,015
  • HOA Fee: $130 Monthly
  • Elem. School: Coronado Beach Elem
  • Middle School: New Smyrna Beach Middl
  • High School: New Smyrna Beach High
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6173659
  • Days on Market: 226 days
  • Website: https://www.raveis.com
    /prop/O6173659/94cedardunesdrive_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/20/2024 11:02:15 PM)
Listing courtesy of FLORIDA REALTY INVESTMENTS   Phone: 407-207-2220

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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94 Cedar Dunes DRIVE, New Smyrna Beach, FL, 32169

$390,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $312,000 $312,000 $312,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $418 $418 $418
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,896 $1,896 $2,466
Total Monthly Payment $2,389 $2,389 $2,959

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.