NSB ONLY 2 BLOCKS TO THE NO DRIVE BEACH! Spacious 3 BED 2. 5 BATH townhome is one of the lowest priced Beach side homes with LOW HOA $130 month. Living beachside is worry free in a home constructed of reinforced concrete with no Flood Insurance required. New AC 2023, New Electric Panel and newer water heater. Enjoy entertaining in the huge tiled courtyard with screened enclosure, outdoor lighting, covered storage and outdoor shower. The Coastal Kitchen has granite countertops, breakfast bar, over cabinet lighting and large dining area with storage closet/pantry. The laundry with stackable washer/dryer and half bath are conveniently located downstairs. The Living Room features an electric built-in fireplace, ceiling fan and large sliders. Off the living room is the third bedroom with large closet and slider that also could serve as office space. The Primary Bedroom has a balcony view and large walk-in custom designed closet. The Ensuite Bath has a linen closet and renovated large tile shower with glass door, grab bars and bench. Bedroom 2 has a huge closet and slider to the balcony. Bathroom 2 includes a tub with shower and extra large linen closet. Step onto the balcony from both upstairs bedrooms to enjoy the sound of the surf and the ocean breeze surrounded by tropical foliage. Reserved Parking Space and extra guest spaces. Walking trails and bike path. Adjacent to the River Lagoon Park with pier for fishing and kayaking. Located between the Intercoastal and the Atlantic Ocean a perfect location for the beach and coastal lifestyle. New Smyrna Beach is a charming beach town know for its beaches, restaurants and events on Flagler Avenue and Canal Street. Bring your kayaks, bikes, surf boards and beach toys to enjoy the beach lifestyle! All measurements are deemed to be accurate but cannot be guaranteed and must be verified by buyer.
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Our Executive Mortgage Banker:
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$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,000 | $312,000 | $312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $418 | $418 | $418 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,050 | $2,631 |
Total Monthly Payment | $2,569 | $2,543 | $3,124 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.