Under contract-accepting backup offers. Maintenance free home in The Harborage, a gated community on the Braden River. Move in ready with open flow split floor plan, 3bd, 2ba, tall ceilings. Natural light and neutral finishes throughout. Wrap around kitchen with stainless appliances, pantry, dinette, breakfast bar, and transom windows under the cabinets that bring the outdoors in. Great room and dining room is ideal space for large or small groups. Two sets of sliding glass doors to screened lanai. Private master bedroom with door to lanai, large picture window, transom windows, and ensuite master bath with two walk in closets, walk in shower, dual sink vanity, water closet, and linen closet. Bedrooms 2 and 3 share a main hall bath with single sink vanity, shower tub, and linen closet. The laundry room is between the garage and guest hall and includes a wooden barn door. Covered front porch 12X9. Two car garage with storage 26X20. Screened lanai. Private tropical setting. AC replaced 2019. The Harborage on the Braden River is a Key West vibe neighborhood with single family residences, townhomes, and condos. Amenities include a river marina, community pool and spa, clubhouse with indoor and outdoor space for entertaining, fitness, dog park, walking trails, playground, and canoe launch. The nearest beaches are Anna Maria Island, Siesta Key, Lido Key. Also nearby are the Bradenton Riverwalk, fine dining, shopping, and entertainment venues for all ages.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $509 | $509 | $509 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,187 | $2,187 | $2,845 |
Total Monthly Payment | $2,771 | $2,771 | $3,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.