JUST BRING YOUR SUITCASES & TOOTHBRUSH!! MOVE-IN READY, FURNISHED, 2 BEDROOM, 2 BATH, 2ND FLOOR, END UNIT CONDO. Great view from balcony offers privacy with mature shady trees. Heather Ridge 55+ community Walking distance to grocery store, shopping and restaurants. Large great room has a sliding glass door to the 25 ft wide balcony overlooking a tranquil park-like setting. Kitchen has refinished cabinetry, quartz counter top and undermount stainless steel sink. The spacious master bedroom has 2 closets and an en suite bathroom with a large walk-in shower. Secondary bedroom has a walk-in closet. The main bathroom has a bathtub/shower combination. New Roof Installed 2024. The A/C system was replaced in 2017 and all the windows were replaced with hurricane impact, double-pane windows in 2018. A list of included furnishings can be provided. The monthly HOA fee is $527 a month and includes a Water/Sewer, Trash, Cable, Internet, Exterior Building and Landscape Maintenance. Leasing is allowed after two years of ownership. There is a laundry room adjacent to the elevator in the center of the building. Community has a heated pool, grill, outdoor kitchen, shuffleboard courts and and an assigned covered parking is included with this condo. Close to beaches, Downtown Dunedin, Parks, Shopping, Medical, Hospitals, Etc.
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $120 | $120 | $120 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,144 | $1,130 | $1,451 |
Total Monthly Payment | $1,339 | $1,325 | $1,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.